I am no fan of Tim Denning, I don’t read his stories or subscribe to his mailing list. But I do believe he is right, he just worded it wrong for the sentiment that should be conveyed. Almost anyone has the potential to be 12 months away from $100,000 in the bank. It just depends if they are willing to do what needs to be done to reach that point. I do agree with you on one point though buying his course is probably not one of those things that will get you there.